On mission to 
protect your mission.

Ministry Insurance | Business Insurance | Personal Insurance

Where God guides, He provides. –Hudson Taylor

When you accept God’s mission for your life, we stand behind you.
We say take the risk. Follow where he leads.
We’re here to back you up. Say yes.
– Jim Bower, James O. Bower Agency

Ministry Insurance

∙ Churches
∙ K-12 Schools
∙ College & Seminaries
∙ Camp & Conference Centers
∙ Mission Organizations
∙ Counseling Ministries
∙ Denominational Offices
∙ Non-Profit Organizations


Business Insurance

∙ Property Managers
∙ Business Owners
∙ Contractors

Personal Insurance

∙ Life
∙ Homeowner
∙ Automobile
∙ Personal Umbrella
∙ Boat
∙ Recreational Vehicle

In 1980, James O. Bower, Sr. started our agency in the basement of his Central Pennsylvania home. The idea was to free churches and ministries to focus on their mission of loving and serving people in need. Today, his son and grandson lead a team of experts committed to delivering the founder’s mission.
On mission to protect your mission.

The James O. Bower Agency— three generations of faith, family, and service.

We start every workday with prayer to lift up each other, our family of clients, and everyone we’ll encounter. It’s a simple expression of dependence and reliance that keeps our company anchored to who and what matters most.

It’s our privilege to serve.
Meet the James O. Bower team.

James Nguyen
Stephanie Bower